Get The Coverage You Need To Protect Your Vehicle and Family
Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!
What is Auto Insurance?
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Auto insurance may also offer financial protection against theft of the vehicle and damage to the vehicle sustained from things other than traffic collisions.
Auto insurance may also offer financial protection against theft of the vehicle and damage to the vehicle sustained from things other than traffic collisions.
Auto Insurance Coverage
There are basically six different types of coverage. Some may be required by law. Others are optional. They are:
- Bodily injury liability – for injuries the policyholder causes to someone else.
- Medical payments or Personal Injury Protection (PIP) – for treatment of injuries to the driver and passengers of the policyholder’s car.
- Property damage liability – for damage the policyholder causes to someone else’s property.
- Collision – for damage to the policyholder’s car from a collision.
- Comprehensive – for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
- Uninsured motorists coverage – for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Protecting your vehicles, boats, ATV's, motorcycles and RVs
When protecting any vehicle type, you need to make sure you have the right coverage and the right amount of coverage. We can sit down with you and assess your particular needs and come up with a plan to fit you and your budget.