Running an auto body shop requires a significant investment in various equipment and machinery. These tools are crucial for providing high-quality service and keeping the business operational. However, equipment can fail unexpectedly, leading to costly repairs and downtime. This is where equipment breakdown insurance becomes important. Pivotal Insurance, an independent insurance agency serving Central Texas, […]

Tom, an auto body shop owner in Central Texas, never thought much about business interruption insurance. His shop, always busy with regular clients, seemed invincible. But one stormy night, disaster struck. A massive storm caused excessive wind damage, leaving his shop inoperable. With no business interruption insurance, Tom faced an unexpected temporary closure, lost income,

Tony, the owner of a busy auto body shop in Central Texas, faced a bombshell one morning when he discovered that his insurance carrier canceled his commercial insurance. Tony had always been diligent about maintaining his policies, but a missed premium payment and a couple of high-cost claims had slipped through the cracks. Suddenly, Tony

Owning an auto body shop or an auto repair shop involves more than just fixing cars. As a business owner, you face numerous risks daily, ranging from property damage to employee injuries. Understanding the types of insurance necessary to protect your business can save you thousands of dollars in the long run and ensure your