Workers Compensation

Let us help you make sure your adequately covered for workers comp. We'll get you a great rate and keep your business going strong.

What is Workers’ Compensation Insurance?

Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.

Additional Information about Workers’ Comp Insurance

While plans differ among jurisdictions, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in workers’ compensation plans, and negligence is generally not an issue in the case.

Personal Attention Given To Protecting Your Business

At Pivotal Insurance Services, we understand that your business is unique and deserves individual attention. That’s why we pride ourselves on providing personal service that goes beyond the typical insurance experience. As a dedicated business insurance company, we are committed to safeguarding your venture and helping it thrive.